雖然您可看到各種電子貨幣充斥日本市場，但外國人使用起來卻不太方便。日本的信用卡使用率在增加，但簽帳金融卡(debit card)對大部分人來說還是很陌生。一般您的金融卡上附有Visa，Mastercard商標的話皆能使用，刷卡作業程序和信用卡相同，有時會被要求多加一筆2至4%的手續費。
日本的貨幣是日元，硬幣面額是1至500日元；紙鈔面額有1,000日元、2,000日元、5,000日元及10,000日元，其中2,000日元鈔票是紀念千禧年而發行，在市場上並不廣泛流通。
There is one international ATM in Akakura, and also one down at the Seven Eleven on Route 18.
The ATM in Akakura is located at the post office, near Akakura Bus Stop. Operational hours are limited to 9:00AM to 5:30PM on Weekdays, and 9:00AM to 12:30PM on Saturdays. It is closed on Sundays and Public Holidays. Most major international credit cards are accepted.
Outside of these hours, the only place to get cash is the ATM located at the Seven Eleven on route 18. This is a 15-minute taxi ride from Akakura, but the ATM is open 24 hours (apart from several minutes of maintenance down time during the late night hours).
There are no money changing facilities at all in the Myoko Kogen Ski Resort area.
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